2. January 2009 by admin.

HAPPY NEW YEAR!

We made it!

Step 7 from Dave Ramsey’s “Total Money Makeover”: Build wealth and give.

Get to the point where your money works harder than you do. Build wealth through mutual funds, real estate, a business, etc. financially ultra fit and 100% debt free. Pay off your mortgage early.

Now that you are completely debt free and your savings are filled to the brim, you are now at the mountain’s peak. This is where your money works harder than you. You are independently wealthy. You can clock out of that 9 to 5 job and never return again. Your savings and investments produce enough income for you.

So what do you do at this point? Invest wisely and give. Give of your time, talent, and energy to help others.

Personally, I believe the giving part should start at Step 1. We should set aside a tenth of our income and give it to the Lord even before we reach step 7. We should seek ways to help others grow even before we no longer have to report to a boss.

If you get to this step 7, you’ve perservered and for that, you should be proud. Many will fall out of the race. If you find yourself knocked out of the race, don’t just sit on the sidelines. Get up and keep running, even if you run alone.

You’ll get there.

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1. January 2009 by admin.

Happy New Year Everyone!

Aren’t you ready to hit the ground running this year? I am. To start, I will be working on my goal to read more books!! I joined the 100++ Reading Challenge where I am challenging myself to read at least 100 books this year. I finished reading “My Sister’s Keeper” by Jodi Picoult this morning. It won’t count towards the 2009 challenge since I started reading it in 2008. My first book for 2009 is “The Face” by Angela Hunt. I heard a lot of good stuff about this book so I am starting it today. Be on the lookout for my book reviews.

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